OSAP (Ontario Student Assistance Program)

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What is OSAP?

The Ontario Student Assistance Program (OSAP) is an application-based government aid program for Ontario resident students. Based on the government's assessment of your educational costs and expected financial resources, OSAP offers a mixture of repayable loans and grants (money you will not need to repay).

The information on this site is aimed primarily at full-time York University degree students applying for OSAP aid, but we also have helpful information for certificate students, exchange students and non-degree students. The Student Financial Services site has information about part-time loans and grants.

I'm thinking of applying for OSAP

  • What is OSAP?
  • Who is the NSLSC?
  • OSAP eligibility for degree students
  • Part-time Students

I'm ready to apply for OSAP

  • OSAP Application Steps
  • Reporting Scholarships, Awards and Bursaries to OSAP
  • Applying for OSAP after classes start

I've applied for OSAP

  • OSAP Processing Times
  • What affects my OSAP eligibility and funding?
  • What important changes should I report?
  • Previous Loans

I'm waiting for OSAP funds

  • How will my OSAP funding be released?
  • How and when do I receive my 2nd instalment?

I've received my OSAP

  • How do I pay my tuition?
  • How can part-time students pick-up OSAP?

I'm finishing up my studies

  • Responsibilities of receiving OSAP loans
  • Repay your loan or continue interest-free status
  • Estimating your OSAP loan repayments
  • OSAP loan repayments and the grace period
  • Grace period extension for non-profit workers
  • Continuation of interest-free status