Step 1. Check your eligibility

If you plan to apply for the Ontario Student Assistance Program (OSAP) you must be eligible to apply but you must also be aware of situations which may affect your eligibility. Please review the information below.

OSAP eligibility for degree students

To apply for full-time OSAP aid, you must:

  • register in full-time studies for the session (see also: calculating course load).
  • be a Canadian citizen, permanent resident or have protected person status; international students are ineligible.
  • have Ontario residency, that is, have lived in Ontario for at least 12 consecutive months without attending full-time postsecondary school.
  • register in an OSAP-approved degree program. Most degree programs at York are OSAP approved.
  • be neither in default on a previous OSAP student loan nor on OSAP restriction.
  • maintain satisfactory academic progress while receiving OSAP aid.
  • have demonstrated financial need as calculated by the government. Gross family income as well as student resources and assets are taken into consideration.
Calculating course load

Course load refers to the number of registered course credits for a session.

For undergraduate students without a permanent disability, a 100 per cent course load in the Fall/Winter session is 15 credits in each term. Note: This is not necessarily equivalent to registering for 30 credits in the Fall/Winter session, unless exactly half of your registered credits are in each term. . . . continue reading »
Factors that may affect OSAP eligibility and aid

The following may affect your OSAP eligibility and aid:

  • Dropping courses.
  • Dropping to part-time status during the year.
  • Withdrawing from your program.
  • Increases in your income, awards or other resources.
  • Reporting incorrect income information (student, parents or spouse) on your original application.
  • Receiving more OSAP aid than you were entitled to in two academic years.
  • Failing courses.
Academic progress and OSAP eligibility
To remain eligible for OSAP aid, the government expects you to successfully complete and pass your courses. Frequent or multiple program switches, drops, withdrawals or repeats of programs funded by OSAP aid may be interpreted as signaling a lack of academic progress and direction. . . . continue reading »